PhonePe is India’s leading UPI-based Recharge & Payment App that lets you send and receive money, recharge mobiles, pay bills and make secure online payments - all in one place.

PhonePe connects directly with your bank account through Unified Payments Interface (UPI). You can transfer money instantly, pay bills, recharge your number or make online purchases using your UPI PIN.

You can use PhonePe for Mobile Recharge, DTH, FASTag, Electricity, Gas, Water, Broadband, Postpaid, Credit Card, Insurance Premium, Loan Repayment and Merchant Payments.

Yes. PhonePe is a licensed UPI app by NPCI and uses bank-level encryption to keep all your personal and banking details 100% safe.

PhonePe supports all leading operators including Airtel, Jio, Vi, BSNL, Tata Sky, Sun Direct, Dish TV and more.

Yes, you can send money directly to any bank account in India using the person’s Bank Account, UPI ID, Mobile Number or QR code.

Of course. PhonePe allows instant payment for Electricity, Gas, Water, Postpaid, Broadband, Landline and Credit Card bills.

Yes, you can scan any UPI QR code and pay instantly at shops, restaurants, petrol pumps and local vendors.

Yes, you can recharge your FASTag, Data Card or DTH connection instantly with just one tap.

Yes. You can pay Insurance Premiums, EMIs and Loan Repayments directly through the app using UPI, Debit Card or Credit Card.

You can earn Cashback, Scratch Cards and Offers by paying Bills, Recharging, Shopping or Referring Friends through the app.

If your amount is deducted but the payment fails, PhonePe automatically refunds it to your bank account or wallet within 3-5 working days.

Yes. You can Add Money to your PhonePe Wallet and use it for instant Recharges, Bills and App payments.

Go to Help → Contact Support inside the PhonePe app or visit support.phonepe.com for 24×7 help.

Yes! Invite your friends using the Refer & Earn option. When they join and make their first UPI transaction, you’ll receive exciting cashback or rewards.