SBI Card Refer and Earn is a special program that allows SBI Credit Card users to earn cashback or reward points by referring their friends and family to apply for an SBI Credit Card.

You can join easily by logging in to your SBI Card app or website and selecting the “Refer and Earn” option under your profile.

It’s your unique referral code that you can share with others. When someone applies using this code and gets approved, you earn rewards.

You can earn between ₹500 to ₹1000 cashback or reward points for every successful referral.

Any active SBI Credit Card holder is eligible to join and refer others.

Your referred friend also gets exciting welcome offers and reward points when their card is approved.

There is no limit! You can refer and earn as many times as you want.

You can share your code 2YcqyWBRq8w via WhatsApp, SMS, email or social media platforms.

You receive your reward after your friend’s SBI Credit Card is approved and activated.

You can track your referral status and rewards inside the SBI Card app or official website dashboard.

You must be an existing SBI Credit Card holder to participate in the program.

Your referral code remains active as long as the program is running - there’s no expiry unless SBI announces otherwise.

If your friend’s card application is not approved, the referral reward will not be credited.

Referral codes are system-generated and cannot be changed or edited manually.

You can visit https://www.sbicard.com/en/refer.page?ref=2YcqyWBRq8w
to refer your friends and start earning rewards.